10 Things Only Animal Crossing Fans Understand

10. Constantly In Debt? Sounds About Right!

Animal Crossing doesn't perfectly simulate reality, but one area where it does is saddling the player with a mortgage.

As many Animal Crossing veterans can tell you, being in debt is just the cost of doing business. 'Business,' in this case, being the repeated process of getting that extra room you don't NEED, but would like to have. Tom Nook asks you a simple question: 'Wouldn't you like to have more room?' Yes, yes you would. He offers to transform that tent you've been shacking up in into a proper house. Finally, a fitting house for an Island Representative! Oh, but you will be required to take on a brand new debt, and it's going to cost a bit more this time. 'Well, what's one more debt payment?' HOW FOOLISH YOU WERE. That initial upgrade is simply a gateway to an addiction to adding more rooms and making your home even bigger.

After a while, debt is just a constant of your life in AC, like overt friendly villagers and bubbly background music. Besides, if you aren't living in pure luxury in Animal Crossing (even if you REALLY don't need that basement), then what's even the point?