20 Reasons It Really Sucks To Be Poor Right Now

11. Bank Charges

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The next time your bank fines you for living hand to mouth, just remember that there’s absolutely nothing you can do about it.

In 2009, the Supreme Court ruled that the Office of Fair Trading could not challenge the fairness of unauthorized overdraft charges. The OFT declined to make a further challenge on any new grounds. 

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Ian Watson is the author of 'Midnight Movie Madness', a 600+ page guide to "bad" movies from 'Reefer Madness' to 'Poultrygeist: Night of the Chicken Dead.'