You're not dressed, in fact you're still dripping wet from the shower, but you reach for the phone anyway. No point in waiting until you're actually ready to call the cab, you'll easily be done before it pulls up. Except you're not. The taxi beeps and panic ensues. As a statement of intent you open the front door then run back inside to find your shoes, coat, keys, tickets, cash-card and whatever else it is you can't leave the house without. Yes, the driver is in a bad mood when you finally get in after keeping him waiting for 15 minutes. Yes he had the meter running all the while.
