2. TransferWise Money Wire
https://youtu.be/XXvS6JnNJ30 A big trend on the way for 2016 is going to be how we transfer money. With apps like Snapchat and Apple Pay already trying to 'cash in' on money services, money transferring is currently a bit of a pain if your bank doesn't have its own mobile banking operation on your phone. When you transfer money abroad Banks charge hidden fees and use unfair exchange rates. Now theres a solution, TransferWise will be able to transfer money quickly, easily and at the lowest possible cost. The app uses real currency exchange rates to help expats, foreign students and businesses transfer money online securely, conveniently, and at a very low cost. The app claims to be 90% cheaper than your bank to help you avoid hidden fees no nasty surprises. And with Apple ringing it in at number two in its top apps for 2015, there's certainly good reason to suggest it works.