2. You
There's a good chance you're not very good at GTA Online, and that's fine. The game takes a good deal of time to get used to, and dying is a frustrating, and all-too-frequent reality that will spoil your day, and make whoever scalped you feel unfairly inflated. But there comes a time, a few hours in, when you shouldn't be making the kind of rookie errors that make you a lame duck, whether because you keep carrying around a lot of cash, or you walk around in the middle of the road basically asking to be killed. If you're genuinely not levelling up, or learning from your experiences, you should probably go back to playing Mario Kart, and stop wasting time with the big boys. And even worse, you're probably not being a good sport either: there's a certain level of honour required in the game, even when you're playing a criminal (which is why griefers and trolls tend to find themselves overrun by normal, nice players when discovered) and playing dirty is going to have a major impact on your enjoyment of the game. You can't just go around quitting matches, or destroying hard-earned vehicles, because there will be consequences, and you will make yourself a target for ongoing retribution, or worse, Rockstar will lump you in with the other bad players to keep you away from the good sports.
Tips To Avoid Stop being an idiot, and be a nice criminal.