Jay Spearing
Jay Spearing, a product of the Liverpool academy, certainly plays for the shirt and has all the right motives when playing for his club, however, he just doesn't cut the mustard. The miniature bulldog like player is exactly what the club needs in terms of coming up from the ranks and being a home-grown product, but unfortunately he is not a player that will help the club challenge for the Premier League and a Champions League position. His passion and energy is his best asset, perhaps best suiting him to a position on the bench, at best. At 23, Spearing could still develop as a player, so a season playing first team football at a smaller Premier League team could do wonders for the midfielder. It will provide Liverpool a chance to monitor any progression made and give them another year to decide on his future at the club. Verdict: Loan.